11 trends shaping credit assessment this year — begini

1. Inclusion of Alternative Data

2. Increasing demand for AI & ML in credit scoring

3. Push towards ESG and ‘inclusion’ as a driver of strategy

4. Rise of Open Banking

5. The pandemic and its impact on credit

6. Towards cloud rather than on premise

7. Regulatory & Privacy Requirements

8. Embedded Scoring

9. First party data vs Third party data

10. Customer expectations

11. Hidden debt

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Credit where it’s due | Alternative data for character-based lending.

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Begini

Credit where it’s due | Alternative data for character-based lending.